Two of the possible places you may end up to try and solve your credit issues are a non-profit credit counselling agency or in a bankruptcy trustee’s office.  Both of these options have their share of similarities, but they also have quite a few differences.  The one you choose will depend on several different factors, including your specific financial situation and your ultimate goal regarding your debt.

What They Do
A non-profit credit counselling agency is designed to help you solve your d...